Shutdown chaos escalates.

The federal government shutdown, now in its 40th day, has sparked chaos surrounding a food assistance program for 42 million low-income families. The conflict stems from conflicting rulings by federal district courts and the Supreme Court over the November Supplemental Nutrition Assistance Program (SNAP) payments, with Democratic governors in their states attempting to distribute the funds normally clashing with the federal government’s refusal to transfer funds to those states.

The conflict began with the Department of Agriculture’s announcement last month that the shutdown had depleted its budget and prevented the November SNAP payments from being distributed. This prompted lawsuits from 25 Democratic-controlled states and civic groups. The district court ruled in their favor. It ordered them to use the USDA’s emergency fund, which currently has $4.65 billion, as well as additional funds raised from customs revenues, to fully implement SNAP as scheduled.

The federal government appealed, arguing that only about 65% of the estimated $9 billion needed for November could be implemented. When the appeals court failed to reach a decision, the federal government took the case to the Supreme Court, which on the 7th suspended the full payment order.

The conflicting decisions between the district court and the Supreme Court created considerable confusion. Some of the 25 states followed the district court’s order to fully fund November’s SNAP accounts (aka “food stamps”). These states used the funds to make purchases at grocery stores and other locations with electronic payment systems (EBT), and after the USDA reviewed each state’s SNAP file, the Treasury Department deposited the funds into the state’s account. However, the federal government refused to deposit (repay) the subsidy to the state government, calling it an “unauthorized payment.” In the case of Wisconsin, a month’s worth of subsidy has already been charged to 700,000 EBT users, amounting to $100 million, the Associated Press and local media reported on the 9th

.The Department of Agriculture notified SNAP officials in each state the day before that “all actions taken to issue the entire SNAP benefit for November must be immediately canceled.”

In other words, in the flow of “Treasury → State → Beneficiary → Retailer,” the state government charged the beneficiary’s EBT, and some beneficiaries had already purchased groceries and other items at retailers, but the Treasury said it could not pay the state government.

These 25 states have already expressed concern that a federal refusal to reimburse SNAP recipients for payments made last week would result in “catastrophic operational disruption.”

This could lead to retailers refusing to accept SNAP cards, or states facing massive lawsuits. The ability to recover already-purchased SNAP benefits is also in question. Even as the chaos caused by the prolonged shutdown intensifies, Congress remains at a loss, with Republicans insisting on immediately passing a temporary budget bill to restart the government and Democrats insisting they cannot comply unless the “Obamacare subsidy” is extended for a year.

The government shutdown reaches a new record of 36 days.

The federal government shutdown, which halts some functions, reached a new record of 36 days on the 5th. The shutdown, which began on the 1st of last month due to disagreements between Republicans and Democrats over extending Obamacare subsidies and the failure to pass a stopgap budget bill, is prolonging the situation and causing increasing inconvenience to citizens.

On the 4th, the Senate held its 14th vote on the Republican stopgap budget bill, but it was again defeated by a vote of 54 to 44. With the Democrats maintaining their opposition, the Republicans again failed to secure the 60 votes needed to pass the bill. Democrats insist that the Republicans must agree to extend Obamacare subsidies before passing a stopgap budget bill, but Republicans insist that the government be brought back to normal operation before discussing the issue.

With President Trump, the Republicans, and the Democrats unable to find common ground, the shutdown reached its 36th day on the 5th, setting a record for the longest shutdown on record. With the shutdown resuming in the first year of the Trump administration’s second term, hundreds of thousands of federal workers are working without pay or being forced to furlough.

Air transportation is also facing inevitable disruptions. The SNAP (Food Stamps) program, which serves 42 million vulnerable people, is also in danger due to depleted funds.

A court ordered the Trump administration to continue operating the program using federal emergency funds, but the current emergency fund is only half of the $9 billion it cost in November.

“Corporate Tax Cuts ” vs. “Expanding the Child Care Credit.

The general election to elect the next New Jersey governor is just four days away. Democratic candidate Mikey Sherrill (53) and Republican candidate Jack Citarelli (63), who have been locked in a tight race for the past several months, are both pledging to “make New Jersey a better place to live,” but their approaches to achieving this differ significantly.

■Taxes: While both candidates advocate tax cuts, their specifics differ significantly. Citarelli proposes implementing a cap on property taxes, capping them at a certain percentage of a home’s assessed value. He also pledged to reduce corporate taxes by 1% annually over five years and provide a state income tax deduction for student loan interest. In response, Sherrill is pledging to reduce the tax burden by expanding benefits like the childcare tax credit and the earned income tax credit. Furthermore, Sherrill is committed to cracking down on tax avoidance by corporations and the ultra-high-income class.

■Housing: This is an area where the two candidates differ significantly. Candidate Cheryl supports providing tax breaks to builders and streamlining permitting procedures to increase housing supply. Candidate Ciattarelli, on the other hand, opposes requiring each town government to supply low-income apartments, arguing that this would place an excessive burden on local taxpayers.

■Education=Candidate Ciattarelli has pledged to provide $8,000 in annual vouchers to students enrolled in private schools and expanding charter schools. He also intends to change the way the state calculates the funding it provides to local school districts. In contrast, candidate Sherrill’s key pledges include expanding free school meals, expanding after-school programs, and improving access to mental health services for students.

■Energy Costs=To address the skyrocketing electricity costs in New Jersey, candidate Sherrill has pledged to declare a state of emergency on her first day in office and freeze utility rates. Ciattarelli, on the other hand, aims to block Democratic-led clean energy initiatives while diversifying energy sources to include natural gas and nuclear power to lower costs.

■Immigration=Ciatarelli has stated that if elected governor, he would repeal the “Immigrant Protection Directive,” which restricts local police cooperation with immigration authorities. In contrast, Democratic candidate Sherrill has pledged to ban immigration enforcement agents in New Jersey from wearing masks.

■Government Reform = Candidate Sherrill announced a pledge to implement the “New Jersey Report Card,” which would allow residents to check government spending, subsidy payments, and major projects to enhance transparency in state government.

In response, Candidate Ciattarelli pledged to create a government efficiency office, like the Donald Trump administration, to root out wasteful state budgets. Candidate Ciattarelli also advocates for political reform, including limiting state legislative terms to eight years.

Trump’s reciprocal tariffs were suspended.

The Senate passed a resolution on the 30th to halt President Donald Trump’s “reciprocal tariffs” (tariffs levied differently on each country) on most countries around the world.

The Senate voted on the “Joint Resolution to End the National Emergency Declared for the Imposition of Global Tariffs” in a plenary session that day, with a vote of 51 to 47.

Republican co-sponsors of the resolution, including Senator Rand Paul (KY), former Senate Majority Leader Mitch McConnell (KY), Senator Susan Collins (MA), and Senator Lisa Murkowski (Alaska), joined their Democratic counterparts in voting in favor.

This resolution is identical to the one that failed on April 30th. That vote was tied at 49-49, and Vice President J.D. Vance, who also serves as President of the Senate, cast the deciding vote against it. This week, while President Trump was on a tour of Asia, including South Korea, the Senate passed two more resolutions opposing Trump’s tariff policies. However, the likelihood of these resolutions passing the Republican-controlled House of Representatives is slim.

Mayor Adams officially endorses Cuomo.

New York City Mayor Eric Adams has officially endorsed Andrew Cuomo, who is running as an independent in the New York City mayoral election.

On the 23rd, Mayor Adams held a joint press conference with Cuomo in Harlem, Manhattan, and said, “I support Cuomo for the sake of New York City,” officially joining the front of Democratic candidate Ban Zoran Mamdani, who is maintaining a solo record in the New York City mayoral election.

Mayor Adams, who had criticized Cuomo as a “snake” and a “liar” before withdrawing his candidacy last month, raised his voice on this day, saying, “Brothers fight, but when their family (New Yorkers) is attacked, brothers become one.” He added, “With Election Day only a few days away, I will fight at the forefront to ensure Cuomo’s victory.”

Cuomo said, “I respect Mayor Adams’ sincerity in wanting to protect New York City,” and added, “He and I are lifelong Democrats, but Mamdani is a Democratic socialist and not really a Democrat. I am confident that Mayor Adams’ endorsement will ignite our final push.”

However, it is uncertain whether Mayor Adams’ endorsement today will be able to drive a rise in Cuomo’s approval ratings. According to a Quinnipiac University poll conducted immediately after Mayor Adams’s resignation, Cuomo absorbed most of Adams’s support, gaining 10 points to 33%. However, he was unable to catch Mamdani, who maintained a solid lead with 46%. The gap between the two candidates is 13%, and experts predict that Cuomo will have difficulty turning the tables on his own.

Meanwhile, Mamdani secured the endorsement of House Minority Leader Hakeem Jeffries on the 24th.In a statement released that day, House Speaker Jeffries said, “Mamdani has relentlessly focused on addressing the issues of affordability and has explicitly pledged to be a mayor for all New Yorkers, including those who do not support her. In that spirit, I support Mamdani and all the citywide Democratic candidates running in this election.”

Food stamp shutdown emerges as a political issue.

Amid the prolonged federal government shutdown, the issue of delays in the payment of SNAP (food stamps), the Supplemental Nutrition Assistance Program for low-income households, is rapidly emerging as a new point of contention.

With the possibility of delays in the November food stamp payments due to the government shutdown growing, Republicans and Democrats are engaging in a blame game, each highlighting responsibility.

Last week, the U.S. Department of Agriculture requested that some states, including New York and New Jersey, withhold food stamp payments for November, arguing that “if the federal government shutdown continues, there will be a shortage of funds to pay out the November SNAP program subsidies.” (Reported on page A1 of the October 21st edition of this newspaper) November, which includes Thanksgiving, is traditionally a time of high grocery shopping, and low-income households who rely on food stamps could be hit hard if the subsidies are delayed.

About 42 million people across the United States receive food stamp assistance each month, including about 3 million in New York State and 800,000 in New Jersey. The SNAP program operates by distributing funds from the federal government to each state, so it can only be restored once the federal government shutdown is resolved.

Against this backdrop, the ruling Republican Party is highlighting the food stamp suspension crisis as a means of resolving the federal government shutdown.

Republicans are pressuring the Democratic Party, claiming that their opposition to the interim budget bill is exacerbating the food crisis for low-income families, while Democrats counter that the Republican Party has been working to cut low-income assistance programs and is using the American people’s crisis as a political tool.

Amidst this intensifying debate, the Federal Farm Bureau has not clearly stated whether it will use the $5-6 billion reserve fund earmarked for November food stamp payments. While the reserve fund is insufficient to cover the full November food stamp payments, which would require approximately $8 billion, partial payments are possible. Some in the political world are suggesting that the food stamp suspension crisis must be overcome for now.

Republican Senator Josh Hooley (D-Missouri) has introduced a bill to maintain full funding for SNAP during the shutdown. However, with the two parties remaining deadlocked, passage is uncertain. However, House Speaker Mike Johnson, a Republican, has stated that if the bill passes the Senate and moves to the House, he will bring it up for a full vote.

“If the Senate passes the bill, the House will take up the issue,” Johnson said. “Over 42 million Americans rely on food stamps and using this as a political tool is unacceptable.”

Medicare insurance renewals begin next year.

The 2026 Medicare renewal period began on the 15th. During this time, both existing and new enrollees can review their plans and, if necessary, change or enroll in a new one. This renewal period will continue until December 7th.

The Medicare Annual Enrollment Period (AEP) is an annual process for seniors aged 65 and older and individuals with disabilities who meet certain eligibility requirements. During this period, you can change your existing Medicare Advantage (Part C) plan, re-elect a prescription drug plan (Part D), and cancel or transfer your existing plan.

Experts advise that you should always check to see if your existing plan is still valid during this renewal period.

Since insurance companies change their coverage, network hospitals, and drug lists every year, it’s crucial to check whether the hospitals and medications you’re currently using will still be covered next year.Kim Nam-soo, CEO of First Senior Services, said, “Those with insurance plans that are being canceled must select a new plan by December 31st of this year.”

Sim Yeon-sik, a Medicare insurance agent, said, “Check to see if you have an existing plan, and if not, sign up for a new one.”

He added, “There are significant changes in Fairfax County and Loudoun County next year.”

Kim Jong-jun, CEO of Smart Insurance, added, “Not only are benefits of existing plans changing, but some are even being eliminated entirely, so it’s crucial to first confirm whether your plan will remain in effect.”

Kwak Min-woo, CEO of Kwak Min-woo Insurance, added, “Major insurers are withdrawing from low-profit areas and drug pricing structures are being restructured, so policyholders should carefully consider whether to change plans.”

Even plans with a monthly premium of $0 can have different deductibles, co-pays, and out-of-pocket costs (MOOP). Therefore, it’s important to comprehensively review your overall medical expenses. Many people only compare monthly premiums, but if there’s a deductible, you must cover it yourself to receive coverage.

It’s also important to check for new benefits and restrictions. Some plans offer additional benefits like dental, eyeglasses, and fitness programs, but these may limit hospital access or restrict access to specific networks. Be mindful of whether your plan automatically renews. While some plans renew automatically, automatic renewal is not possible if the insurer no longer offers the plan for the next year.

Even within the same insurer, coverage and hospital networks can vary by region, so it’s best to search and compare by ZIP code.

In Northern Virginia, particularly in Fairfax, Annandale, and Centerville, major insurers like Aetna, UnitedHealthcare, Anthem, and Kaiser Permanente offer a variety of Medicare Advantage (Part C) plans. Many of these include zero-premium plans, but differences in prescription drug coverage and hospital network coverage require careful comparison.

New York City to crack down on e-bike speeding.

Crackdowns on e-bikes exceeding 15 miles per hour in New York City will begin on the 24th.

Mayor Eric Adams announced on the 15th, “Starting today, the speed limit for e-bikes, pedal-assist bicycles, and e-scooters will be lowered from the current 25 miles per hour to 15 miles per hour.” He added, “This speed limit is expected to significantly improve road safety.”

Anyone caught violating the e-bike speed limit will face a minimum fine of $100.

Repeat offenders can also have their e-bikes confiscated, be removed from delivery platforms, and receive criminal summons. However, regular bicycles that only pedal are exempt from the speed limit.

The city authorities explain that regular bicycles are lighter than e-bikes, which require motors and batteries, and thus are less likely to result in fatal accidents.

According to the MTA, between 2021 and 2024, six people died and 923 were injured in traffic accidents involving e-bikes and pedestrians. Meanwhile, in June, New York City agreed with Lyft, the operator of the shared bike service Citi Bike, to lower the speed limit for Citi Bike electric bikes to 15 miles per hour.

Virginia’s last-minute election.

A fierce last-minute campaign is underway ahead of the Virginia gubernatorial election on the 4th of next month. The Republican Governors Association (RGA) announced on the 7th that it will invest an additional $1.5 million in the campaign of Republican candidate Winsome Earle-Sears. The RGA has committed a total of $5 million to the Virginia election, and the Democratic Governors Association (DGA) has also committed $5 million.

The massive campaign by the Republican Party has begun following the recent scandal surrounding Democratic Attorney General candidate Jay Jones’ “death message” scandal. Jones has faced criticism from both the Republican Party and the Democratic Party after text messages he sent to a fellow member of Congress in 2022 were made public, in which he wished for Republican Rep. Todd Gilbert to be shot and for his children to die.

This has led the Republican Party to intensify its attacks, branding the Democratic Party the “party of violence and anger.” Peyton Vogel, a spokesperson for Earl-Sears, called for the candidate’s resignation, stating, “This election isn’t about Republicans versus Democrats, it’s about common sense versus violence.”

Republican Attorney General Jason Miyares has also launched a $1.5 million ad campaign criticizing Jones’s text messages. The ad questions his opponent’s morality, asking, “Would Jay Jones protect your children?”

Despite the Republican onslaught, Democratic candidate Abigail Spanberger, who remains leading in the polls, continues to campaign by criticizing the government shutdown and the Trump administration’s policy of cutting federal workers.

“Virginia is home to over 300,000 federal workers,” she said, “and if they aren’t paid due to the government shutdown, it threatens the livelihoods of Virginians.”

The Virginia Democratic Party predicted, “With the Republican candidate supporting Trump’s policies, this election is shifting from ‘Democrat-leaning’ to ‘Democrat-strong,'” adding, “Virginia wants new leadership.”

Meanwhile, President Trump officially endorsed Republican Attorney General candidate Millares during his speech commemorating the 250th anniversary of the Navy in Norfolk on the 5th but did not endorse gubernatorial candidate Earl Sears. This is expected to have a subtle impact on the Republican campaign. This Virginia election is drawing national attention and is drawing attention as a fiercely contested battleground where political conflicts collide ahead of next year’s midterm elections.

Vehicle tax payment deadline is extended by 30 days.

The Fairfax County Board of Supervisors in Virginia unanimously approved on March 7th a plan to extend the car tax deadline to March 5th. As a result, the deadline, which was originally March 6th, will now be extended by 30 days to November 5th.

“With tax season and the federal government shutdown occurring almost simultaneously, many families are feeling the financial strain,” said Board Chairman Jeff McKay.

“We are extending the deadline because we don’t know how long the government shutdown will last.” County governments have the authority to extend car tax payments by up to 90 days, and McKay added, “If the shutdown is prolonged, we are considering additional extensions.”

Republican Supervisor Pat Herrity also supported the measure, saying, “While I have some concerns about residents who paid their taxes on time, we have to consider the plight of federal employees.” Fairfax County is estimated to be home to approximately 80,000 federal employees.

Meanwhile, Maryland is offering interest-free loans of $700 to support federal employees. These are short-term loans that must be repaid within 180 days but can be extended for an additional 90 days if repayment is difficult.

Supervisor Herity said, “We are considering whether a similar short-term loan program is feasible in Virginia,” adding, “We hope it will provide some financial relief to our residents.”